How we work, shown in full.

OLYRON Medicare is free to use. We may be paid when we connect you with a licensed advisor, and some companies we list may pay us a referral fee if you enroll. Payments never change the order of our comparisons or ratings.

Every factual claim we publish carries a source and an as-of date. Official sources come first: HealthCare.gov, CMS, Medicare.gov and state agencies. Company facts come from each company’s own published terms, with the date we checked. Our current dataset is dated 2026-01-15; enrollment dates were last checked 2026-10-15. When a federal table, a deadline or a price changes, we update the date and the copy. During open enrollment we re-check dates and prices.

Main sources

• HealthCare.gov — the official ACA Health Insurance Marketplace
• Centers for Medicare & Medicaid Services (CMS)
• Medicare.gov — the official U.S. government Medicare site
• KFF (Kaiser Family Foundation) — health policy research
• U.S. Census Bureau — health insurance coverage data
• Internal Revenue Service (IRS) — HSA and premium tax credit rules
• HHS / ASPE — federal poverty guidelines
• CMS Center for Consumer Information & Insurance Oversight (marketplace types)
• Medicaid.gov — federal Medicaid program information
• CMS — Medicare Communications and Marketing Guidelines (TPMO)
• OLYRON HealthMatch editorial methodology — how we source and rate options
• HealthCare.gov: dates and deadlines
• CMS statement, Jul 27, 2026
• Medicare.gov: joining a plan

Programmatic pages are scored 0–100 on length, lexical uniqueness, data blocks, and citations. Anything below 60 renders noindex and stays out of the sitemap. Condition × state overlays have a second gate: only high-demand conditions in large states stay indexable. Thin or templated pages never get indexed.

“Best for” rankings are computed from tags and price tiers in our curated registry, not invented by AI. Any AI feature we add must narrate the same ranking the page shows, never its own.

• Sample numbers (for example in a calculator) are always labeled as samples.
• We publish no star ratings, reviews, testimonials or member counts. We never buy, write or filter reviews.
• Every statistic shows its source and date.
• Photos are licensed stock photos of models or members of the public. The people shown are not our customers or members and do not endorse anything. Photo credits.

Facts are re-checked on the date shown next to them and whenever a source changes. If you find a mistake, email support@olyron.com with the page address. We fix confirmed errors and update the date.

We may be paid when we connect you with a licensed advisor you asked to hear from. Each company card says whether we have a relationship. Payments never change the order of our results. Full details.

• We do not diagnose conditions or give medical advice.
• We do not invent ratings, reviews, or star scores.
• We do not claim health sharing is insurance.
• We do not offer every Medicare plan in your area (see our TPMO disclaimer below).