Leaving Medicaid: Moving to a Marketplace Plan
How to avoid a gap when your Medicaid eligibility ends.
Eligibility changes happen
A raise, a new job, or a household change can end Medicaid eligibility. That transition often opens a Special Enrollment Period for Marketplace coverage.
Apply as soon as you receive a termination notice — do not wait for Open Enrollment if you have a qualifying event.
Bring the right documents
Have your Medicaid end date, income estimate, and household details ready. Update the application if income is fluctuating.
Ask whether anyone in the household still qualifies for Medicaid or CHIP even if you do not.
Frequently asked questions
- Will I get a subsidy after Medicaid?
- Many people do. The Marketplace calculates premium tax credits from your expected annual income.
- Can I keep the same doctors?
- Only if they participate in your new plan's network — verify before you enroll.
Sources
- HealthCare.gov — the official ACA Health Insurance Marketplace · reviewed 2026-01-15
- KFF (Kaiser Family Foundation) — health policy research · reviewed 2026-01-15
- OLYRON HealthMatch editorial methodology — how we source and rate options · reviewed 2026-01-15
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