Free cost calculators
Educational estimates based on published federal tables and typical market ranges — never binding quotes.
Get matchedACA Subsidy Calculator
Estimate your Affordable Care Act premium tax credit based on household income, size, and the benchmark plan premium in your area.
Monthly Premium Calculator
Estimate a typical unsubsidized monthly premium by age and metal tier, before any ACA subsidy.
HealthShare Savings Calculator
Compare the annual monthly cost of a health-sharing membership against an unsubsidized insurance premium.
HSA Tax Savings Calculator
Estimate the annual tax savings from contributing to a Health Savings Account with an HSA-eligible HDHP.
Out-of-Pocket Estimator
Estimate your total yearly health costs — premiums plus expected care against your deductible, coinsurance, and out-of-pocket max.
Prescription Cost Calculator
Estimate your annual prescription costs by tier and quantity, before and after a plan deductible.
Medicare Cost Calculator
Estimate your monthly Medicare cost across Part B, a Part D drug plan, and either Medicare Advantage or a Medigap policy.
Dental Cost Calculator
Estimate whether a standalone dental plan pays off based on your expected cleanings and dental work.
Vision Cost Calculator
See whether a vision plan pays off based on your exam and eyewear needs.
Healthcare Emergency Fund Calculator
Estimate how much to set aside to cover a worst-case medical year based on your plan’s out-of-pocket maximum.
Next step
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